Saint Pierre and Miquelon

The flag of Saint Pierre and Miquelon features a yellow three-masted sailing ship facing the hoist side riding on a blue background with wavy white lines. A black-over-white wavy line divides the ship from the white wavy lines. On the hoist side, a vertical band is divided into three heraldic arms: the top is red with a green diagonal cross extending to the corners and overlaid with a white cross, the middle is white with an ermine pattern, and the bottom is red with two yellow lions outlined in black.